PrimeLink Insurance Agency | Public Liability
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Public Liability

Public Liability

Category:Non Motor

Description:

CLASS OF POLICY

Public Liability Insurance

PERIOD

 

From:                                        To:

COVER

 

Legal liability to in respect of accidental death, bodily injury / illness or loss or

damage to property of third parties including legal expenses but excluding product liability or professional indemnity incurred by the insured in the course of the insured’s business.

 

INTEREST

 

All activities of the insured permitted by their Management and Articles of the Association and activities associated with the provision and management of Canteen, sports, social, education, and welfare organizations, for the benefit of

the owners of the insured property and first aid, medical ambulance, or similar Service by the insured

LIMITS OF LIABILITY

 

General limit of Liability     Ksh. ________________________________

Any one claim Ksh. ___________________________________________

Food and Drinks Ksh. _________________________________________

 

EXCESS

 

10% of each and every claim.

SPECIAL CONDITIONS & CLAUSES

 

 

 

-     Electrical power installation, satellite dishes installation and TV masts.

-     Boundary wall/electric fencing

-     General compound & common garden area

-     Negligence acts committed by workers or subcontractors engagement by

management committee including security & management staff.

-     Garbage disposal

-     Water tanks (underground & above ground)

-     Negligence use of plant or machinery

-     Fire & Explosion, goods held on trust

-     Public/local authorities clause, Kenya jurisdiction clause

-     Leased premises clause

-     Food & drinks poisoning extension

-          Water pollution & Flood fumes/defective sanitation

-     First aid clause

-     Overseas visit by executives

-     Delivery risks; loading & unloading

-     All plant pertaining to business

-     Car park both inside and outside

BASIS OF SETTLEMENT

 

  • Indemnity per policy