{"id":68,"date":"2014-08-07T04:00:08","date_gmt":"2014-08-07T04:00:08","guid":{"rendered":"http:\/\/demoprime.shopkenyatoday.com\/?page_id=68"},"modified":"2014-08-07T04:00:08","modified_gmt":"2014-08-07T04:00:08","slug":"crop-insurance","status":"publish","type":"page","link":"https:\/\/primelinkins.co.ke\/crop-insurance\/","title":{"rendered":"Crop Insurance"},"content":{"rendered":"
Crop Insurance<\/p>\n
Category:Non Motor<\/p>\n
Description:<\/p>\n
CROP INSURANCE POLICY<\/strong><\/p>\n DEFINED EVENTS:\u00a0\u00a0\u00a0\u00a0 <\/strong>Physical loss of or damage to growing Crop (wheat\/maize\/rice\/barley) directly caused by:<\/p>\n 1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Drought (excluded under irrigation)<\/strong><\/p>\n A deficiency in soil moisture content as required to sustain optimal crop growth in all developmental stages. Trigger point is when precipitation for the whole growing season falls below 50% of long term average precipitation in as far as this trigger affects the final yield. This measure of precipitation will be obtained from a Kenyan Class A Weather Station closest to the area affected. Crop inspections (Emergence, Mid Season and Pre-harvest) reports will complement and track the extent of drought and other conditions on the insured crop.<\/p>\n <\/p>\n <\/p>\n Manifestation of damage resulting in a loss of yield indirectly caused as a result of a hail strike and frost. The incident of frost has to be verified by the nearest Class A Weather Station.<\/p>\n <\/p>\n <\/p>\n <\/p>\n An event where mechanical damage is evident to such an extent that the plant is permanently damaged or the harvest severely lodged.<\/p>\n <\/p>\n <\/p>\n Any event where above normal rainfall occurs to such an extent that irreversible damage is caused to crop irrespective of its growth stage.<\/p>\n LAND LIMIT:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>It is hereby warranted that any one continuous block of the Crop (wheat\/maize\/wheat\/Barley) shall not exceed 200 hectares and such blocks of the plant shall be surrounded by at least 8 metre fire guards cleared of all combustible material except growing vegetation up to a height of 150mm.<\/p>\n \u00a0<\/strong><\/p>\n HARVESTING<\/strong><\/p>\n DEADLINE:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>It is agreed that the period of insurance shall expire at midnight as specified in schedule.<\/strong> Any extension of this period will require the prior consent of the Insurers and any additional premium payable for such extension will become immediately due and payable by the Insured.<\/p>\n <\/p>\n SUM INSURED:<\/strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Cover for Yield Guarantee<\/strong><\/p>\n Calculated as follows:<\/p>\n Planted Area (acre) x<\/strong> Yield Guarantee (bags\/acre) x<\/strong> Pre-Agreed Value (Kshs\/ 90kg bag)<\/p>\n \u00a0<\/strong><\/p>\n PREMIUM:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>A total premium rate of 5.5% shall be applied to the Sum Insured and will form part of the input costs. Total premium will be paid upfront.<\/p>\n \u00a0<\/strong><\/p>\n BASIS OF<\/strong><\/p>\n INDEMNITY:<\/strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 In the event of a valid claim in terms of the policy the payment will be on the following basis:<\/p>\n \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong><\/p>\n YIELD SHORTFALL<\/strong><\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n Claim Payable (Kshs) = Cover \u2013 <\/strong>Value Harvested<\/p>\n","protected":false},"excerpt":{"rendered":" Crop Insurance Category:Non Motor Description: CROP INSURANCE POLICY DEFINED EVENTS:\u00a0\u00a0\u00a0\u00a0 Physical loss of or damage to growing Crop (wheat\/maize\/rice\/barley) directly caused by: 1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Drought (excluded under irrigation) A deficiency in soil moisture content as required to sustain optimal crop growth in all developmental stages. Trigger…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/primelinkins.co.ke\/wp-json\/wp\/v2\/pages\/68"}],"collection":[{"href":"https:\/\/primelinkins.co.ke\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/primelinkins.co.ke\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/primelinkins.co.ke\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/primelinkins.co.ke\/wp-json\/wp\/v2\/comments?post=68"}],"version-history":[{"count":1,"href":"https:\/\/primelinkins.co.ke\/wp-json\/wp\/v2\/pages\/68\/revisions"}],"predecessor-version":[{"id":69,"href":"https:\/\/primelinkins.co.ke\/wp-json\/wp\/v2\/pages\/68\/revisions\/69"}],"wp:attachment":[{"href":"https:\/\/primelinkins.co.ke\/wp-json\/wp\/v2\/media?parent=68"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
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