CLASS OF POLICY
|
All Risks Insurance
|
PERIOD
|
From: To:
|
COVER
|
Indemnity against loss or damage to specified property arising from any cause not excluded by the policy.
|
INTEREST
| Items Insured
- On _________________
- On _________________
- On _________________
- On _________________
- On _________________
Total Sum Insured
| Sum Insured (Ksh)
_____________________
_____________________
_____________________
_____________________
_____________________
|
EXCESS
|
10% of sum insured minimum Ksh. 10,000/=
|
SPECIAL CONDITIONS & CLAUSES
|
- Automatic reinstatement of loss.
- Reinstatement value clause.
- Locked boot clause
- Pairs & Sets clause.
- Excluding loss or damage in the course of cleaning.
- Including flood, earthquake, subsidence or windstorm
- Excluding wear tear or mechanical derangement
- Excluding nuclear fission, war and kindred risks
- Excluding damage recoverable under warranty
- Including riot & strikes & civil commotion.
- Excluding loss from unoccupied vehicles unless insured items are locked in the boot and out of sight or in locked compartment.
|
BASIS OF SETTLEMENT
|
Replacement of value
|