All Risks

All Risks

Category:Non Motor

Description:

CLASS OF POLICY

All Risks Insurance

 

PERIOD

  

From:                                      To:

COVER

  

Indemnity against loss or damage to specified property arising from any cause not excluded by the policy.

 

INTEREST

 Items Insured

  • On _______________________________
  • On _______________________________
  • On _______________________________
  • On _______________________________
  • On _______________________________

 

Total Sum Insured

 

 Sum Insured (Ksh)

_____________________

_____________________

_____________________

_____________________

_____________________

 

_____________________

 

EXCESS

  

10% of sum insured minimum Ksh. 10,000/=

 

SPECIAL CONDITIONS & CLAUSES

 

 

  

  • Automatic reinstatement of loss.
  • Reinstatement value clause.
  • Locked boot clause
  • Pairs & Sets clause.
  • Excluding loss or damage in the course of cleaning.
  • Including flood, earthquake, subsidence or windstorm
  • Excluding wear tear or mechanical derangement
  • Excluding nuclear fission, war and kindred risks
  • Excluding damage recoverable under warranty
  • Including riot & strikes & civil commotion.
  • Excluding loss from unoccupied vehicles unless insured items are locked in the boot and out of sight or in locked compartment.

BASIS OF SETTLEMENT

  

Replacement of value