Indemnity against loss of money which shall be deemed to mean and include; cash, currency notes, foreign currency notes, cheques, postal orders, money orders, travelers cheques, promissory notes, bills of exchange, bonds, bearer bonds, credit card and charge cards, cash held in electronic phones or gadgets, certified and professionally valued works of art, the works of curiosity bullion, precious stones, precious metals being property of the insured or for which the insured is responsible and which is not more specifically covered elsewhere , lost or damaged.
Limit of cover Ksh.
10% of sum insured minimum Ksh. 10,000/=
ð Riots & Strikes extension
ð Hold up / Hijack
ð Keys clause
ð Safe and books clause.
ð 72-hour fidelity guarantee.
ð Policy subject to annual declaration of total cash carried.
ð Escort warranty – all money over Shs. 500,000/- by approved security or police.
ð Including money held on commission or trust.
ð Use of skeleton keys or keys not covered unless there is evidence or/ threat of violence.
ð Excluding clerical or accounting errors.
ð Excluding shortages due to error or omission.
ð Excluding Loss due to fraud or dishonesty of employees