PERIOD: From: ______________To:______________
BUILDINGS BUILD OF
Loss or damage to property declared as a result of fire, lightning, explosion, Bush
fire, Riots & Strikes; earthquake;(Earth quake ,fire & shock) malicious damage;
flood; storm; tempest; impact; (special perils A-H ) theft & larceny per policy.
On main buildings including all outbuildings, garages, stores including a boundary wall, electric fence, security lighting, satellite dish, and car park, property held on trust and/or commission for which the insured is responsible & all improvements per policy per unit ………………………
On 12 months rent receivable/payable ………………………………..
Total Sums Insured
B. GENERAL CONTENTS
On contents of all types and descriptions including furniture, fixtures/fittings, linen, clothing, carpets, stores and all movables, TVs, Videos.
Total reinstatement value
As declared (List to be provided) On all valuables including video cameras, jewellery, digital camera, watches, mobile phones.
D. WORK INJURY BENEFIT ACT
On work injury benefit act accident cover up 96 months salary for death/PTD and Ksh. 100,000 for medical to workers for acts of negligence.
On Owners & Occupiers liability to third parties
: House should not be left unoccupied for more than 30 days unless insurers have been notified.
: Excess: 10% of each and every loss minimum Ksh. 1,000/= and 0.2% of sum insured for earthquake claims.
: Theft by servants is excluded.
: All risks worldwide, other items Kenya only
: Un occupancy clause buildings 30 days, Contents 7 days.