Motor Commercial

Motor Commercial

Category: Motor Vehicle

Description:

COVER

 

 

Indemnity against loss or damage to motor vehicles, liability to third parties and

legal liability to passengers arising out of use of motor commercial vehicles

owned or operated by the insured.

 

PERIOD

 

From:                                       To:

SCOPE OF COVER

 

Comprehensive

VEHICLE

 

Reg No: ________________ Make & Model _____________________________ Year ______________ CC: ________________ Capacity/Tons: ________________

Value Ksh: ________________________

 

COVER LIMITS

 

v       Third Party Persons          –         Unlimited

v       Third Party Property         –       Kshs. 4,000,000/=

v       Passenger Legal Liability   –       Kshs. 2,000,000/= per person

Kshs. 10,000,000/= per event

v       Towing Charges               –       Kshs.   30,000/=

v       Repair authority               –       Kshs.   30,000/=

v       Windscreen                       –       Kshs.   30,000/=

v       Radio Cassette                 –       Kshs.   30,000/=

v       Medical expenses             –       Kshs.   30,000/=

v       Geographical Area           –       Kenya

PREMIUM

 

Ksh._____________________

 

INSURER

 

 

EXCESS

 

OWD       –         5% of Sum Insured min. 20,000/=

THEFT   –         10% of Sum Insured min. Ksh. 30,000/= or 20% of value without

antitheft device minimum Ksh. 30,000/=

TPO         –       3 tons – Ksh. 7,500/=, Upto 8 tons Ksh. 10,000, Over 8 tons Ksh.

15,000/=

SPECIAL CONDITIONS & CLAUSES

 

 

v       Average clause unless valuation is done.

v       Anti theft device to be fitted

v       Legal Liability to passengers for acts of negligence

v       Earthquake and flood

v       Kenya Jurisdiction clause

v       Use by motor trader