Motor Private
Category:Motor Vehicle
Description:
Indemnity against loss or damage to motor vehicles, liability to third parties and
legal liability to passengers arising out of use of motor private vehicles owned or
operated by the insured.
v Third Party Persons – Unlimited
v Third Party Property – Kshs. 5,000,000/=
v Passenger Liability – Kshs. 3,000,000/= per person
Kshs. 20,000,000/= per event
v Towing Charges – Kshs. 30,000/=
v Windscreen – Kshs. 30,000/=
v Radio Cassette – Kshs. 30,000/=
v Repair authority – Kshs. 30,000/=
v Medical expenses – Kshs. 30,000/=
Geographical Area – Kenya
OWD – 2.5% of Sum Insured min. 15,000/=
THEFT – 10% of Sum Insured min. Ksh. 20,000/= or 20% of value without
antitheft device minimum Ksh. 20,000/=
TPO – Kshs. 7,500/=
v Average clause unless valuation is done.
v Anti theft device to be fitted
v Legal liability to passengers
v Earthquake and flood
v Private use
v Business use
v Riot and strike
Kenya Jurisdiction clause