Public Liability
Category:Non Motor
Description:
CLASS OF POLICY |
Public Liability Insurance |
PERIOD |
From: To: |
COVER |
Legal liability to in respect of accidental death, bodily injury / illness or loss or damage to property of third parties including legal expenses but excluding product liability or professional indemnity incurred by the insured in the course of the insured’s business.
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INTEREST
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All activities of the insured permitted by their Management and Articles of the Association and activities associated with the provision and management of Canteen, sports, social, education, and welfare organizations, for the benefit of
the owners of the insured property and first aid, medical ambulance, or similar Service by the insured |
LIMITS OF LIABILITY |
General limit of Liability Ksh. ________________________________ Any one claim Ksh. ___________________________________________ Food and Drinks Ksh. _________________________________________
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EXCESS |
10% of each and every claim. |
SPECIAL CONDITIONS & CLAUSES
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– Electrical power installation, satellite dishes installation and TV masts. – Boundary wall/electric fencing – General compound & common garden area – Negligence acts committed by workers or subcontractors engagement by management committee including security & management staff. – Garbage disposal – Water tanks (underground & above ground) – Negligence use of plant or machinery – Fire & Explosion, goods held on trust – Public/local authorities clause, Kenya jurisdiction clause – Leased premises clause – Food & drinks poisoning extension – Water pollution & Flood fumes/defective sanitation – First aid clause – Overseas visit by executives – Delivery risks; loading & unloading – All plant pertaining to business – Car park both inside and outside |
BASIS OF SETTLEMENT |
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